Buying a home in Spain isn’t just for retirees. In fact, more and more buyers in their 20s, 30s, and early 40s are securing their own slice of the Spanish sunshine — not only for holidays, but as investments, remote work hubs, or part-time residences. Spain is one of the few countries where owning abroad is still within reach for younger buyers.
At HomeEspaña, we’ve seen a clear shift: people aren’t waiting until retirement to enjoy the Mediterranean lifestyle. They’re buying now, taking advantage of lower property prices, accessible mortgages, and the chance to live somewhere that feels like a holiday every day.
Whether you’re priced out of the market at home or just ready for a lifestyle upgrade, Spain offers a window of opportunity — and you don’t need millions in the bank or decades of planning to make it happen.
Across much of Europe, property prices have skyrocketed, making home ownership feel impossible for younger generations. Spain tells a different story — especially in the Costa Blanca, Murcia, and Valencia regions where HomeEspaña operates.
Affordable Prices – A typical 3-bed home in the UK averages around £270,000, but in South Costa Blanca, you can still find modern apartments or townhouses from €150,000–€200,000.
Plenty of Choice – From beachside apartments to countryside fincas, there’s a property to suit every lifestyle and budget.
Financing made easy – Our sister company, Hipoteken international Mortgages , helps non-resident buyers secure competitive rates — often simpler than people expect.
Lower cost of living – Everyday expenses like groceries, eating out, and utilities are often much cheaper than in Northern Europe.
Stable, High-Quality Lifestyle – Spain offers excellent healthcare, infrastructure, and safety. You get the lifestyle without compromise.
Why wait for retirement to start living somewhere that makes you happy? Buying young in Spain gives you access to a lifestyle most people only dream about:
Work – Work where you want. Fancy logging on from a café in Valencia, a rooftop in Alicante, or your balcony overlooking the sea? Remote work is booming, and Spain’s infrastructure makes it seamless.
Sunshine – All year round – Imagine starting your day with a beach walk or finishing work with a swim. This isn’t a holiday — it’s everyday life.
Lifestyle – Active, outdoor lifestyle – Hiking, watersports, cycling, or wandering local markets — there’s always something to do outdoors.
Social Life – A social life that fits you. Tapas with friends, live music, beach nights, or just soaking up a slower pace — Spain makes connecting easy.
Community – A community that feels like home. Want to meet other young expats, join sports clubs, or just feel part of a neighbourhood? Spain’s welcoming communities make it happen.
Basically, it’s about choosing a life that fits you, not waiting for the “right time.” Work, play, explore, and relax — all in the same place.
Buying young doesn’t mean living in Spain full-time. Many owners spend part of the year there and rent their property out the rest — turning their home into a second income to cover bills, mortgage, or fund their next adventure.
Short-term rentals are in demand, but laws are changing, and licences are required in many areas. Don’t worry — it’s totally manageable. Management companies can handle the tricky stuff so you get the benefits without the headaches.
Check out our guide to rental licences for all the details.
Buying in Spain is easier than you think. Here’s the short version:
Proof of Income – Salaried, freelance, or self-employed, there’s a way to make it work.
NIE Number – Your Spanish tax ID, basically your golden ticket.
Trusted Agent & Lawyer – Someone who actually knows Spanish property inside out.
Mortgage Pre-Approval – Hipoteken makes this simple for international buyers.
Home Insurance – Sorted through Kyna Insurance from day one.
Act Fast – 80% of our exclusive resales sell in 30 days.
Check out our article which outlines everything you need to know about Visas to move to Spain: Living in Spain Is Easier Than You Think
So… why wait? With HomeEspaña, you’re in safe hands — we’ve been helping buyers make their Spanish property dreams a reality since 2002.
Whether it’s finding your perfect home, securing a mortgage, or navigating licences for rentals, our team is here every step of the way. Start your journey today and see how easy living in Spain can be.
Buy a new build and recover 100% of the VAT by registering the property for a VAT-eligible rental or business activity for 10 years.
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Owning a home is a keystone of wealth… both financial affluence and emotional security.
